Which Stocks Will Boom From SARA & STR Aid?
TL;DR: The government is handing out RM2.2 billion in SARA credits and STR cash in January-February 2026. Smart investors know: government cash aid = predictable spending = stock price growth. Top picks: 99SMART, MRDIY, F&N, MYNEWS, SEM.
RM2.2 Billion Flowing Into These Stocks
When the government hands out RM100 SARA credits and RM500 STR cash in January-February 2026, that's not just money for you—it's money flowing directly into specific companies' pockets.
22 million Malaysians getting RM100-500 each = RM2.2 billion+ spending directly into retail, F&B, and consumer businesses.
Smart investors know: Government cash aid = Predictable consumer spending = Stock price growth.
Top 5 Stocks to Buy
1. 99 Speed Mart (99SMART) ⭐⭐⭐⭐⭐
One of the biggest SARA partner stores. Millions will use their RM100 credits here.
Expected return: +15-20% (Feb-Apr 2026)
Type: Retail / Convenience
2. MRDIY ⭐⭐⭐⭐
People spend SARA credits on household items, cleaning supplies, DIY products.
Expected return: +10-15% (Feb-Apr 2026)
Type: Home improvement retail
3. Fraser & Neave (F&N) ⭐⭐⭐⭐
Chinese New Year 2026 + government cash = More food & beverage spending.
Expected return: +8-12% (Feb-Apr 2026)
Type: Food & beverage
4. MyNews Holdings (MYNEWS) ⭐⭐⭐⭐
Convenience stores see big foot traffic boost from SARA spending.
Expected return: +10-15% (Feb-Apr 2026)
Type: Retail / Convenience
5. 7-Eleven Malaysia (SEM) ⭐⭐⭐
SARA usage drives quick transactions, high volume, steady profits.
Expected return: +8-12% (Feb-Apr 2026)
Type: Retail / Convenience
The Numbers
| Metric | Value |
|---|---|
| Total SARA/STR Budget 2026 | RM15 billion |
| SARA Credit (Feb 9) | RM100 × 22M people = RM2.2B |
| SARA Partner Stores | 8,400+ locations |
| Expected Consumer Boost | +5-6% spending increase |
| Usage Rate | 98% (people actually use it) |
How to Profit
Buy SARA-benefiting stocks in January (before Feb 9)
Hold during SARA spending period (Feb-Mar)
Sell when stock price rises 10-20%
Use DuitWise to calculate real returns (minus fees & taxes)
Why This Works
✅ Why it's good:
- Government-backed stimulus (guaranteed spending)
- Clear beneficiaries (SARA partner stores known in advance)
- Perfect timing (CNY + election year = more stimulus)
- Low-risk companies (large, established retailers)
⚠️ Why it's not perfect:
- Stock prices may already be higher (people expect this)
- SARA spending is one-time only (Feb only)
- Retail costs are rising (SST = higher expenses)
Duitwise Rating
⭐ 4.5 / 5
Good opportunity for both short-term traders (2-4 months) and medium-term investors (6-12 months).
⚠️ IMPORTANT: NOT FINANCIAL ADVICE
This is educational content only, NOT financial advice.
- Past returns don't guarantee future returns
- Stock prices can fall even if company does well
- Before buying: Talk to a licensed financial advisor (SC-regulated)
- Only invest money you can afford to lose
- Diversify your portfolio
Duitwise takes NO responsibility for losses. You make your own investment decisions.
Where We Got This Information
- Ministry of Finance Malaysia: Budget 2026
- Bernama: Government aid announcements
- The Edge Malaysia: Retail sector analysis
- Maybank Research: Stock impact assessments