GXBank 2-Year Anniversary: Earn Up to 4% p.a. with Bonus Pockets

GXBank is celebrating its 2-year anniversary with an exciting limited-time promotion offering higher bonus interest rates on savings deposits. This is a great opportunity for Malaysian investors to maximize their savings returns.

Promotion Overview

• Limited-time offer with countdown timer
• Up to 4.00% p.a. on Bonus Pockets for 3 months
• Base interest: 2.00% p.a. (credited daily)
• Bonus interest: 2.00% p.a. for 3 months (credited at end of tenure)
• Maximum bonus pocket balance: RM50,000
• Deposits protected by PIDM up to RM250,000

Interest Earnings Breakdown

Period	Base Interest (2% p.a.)	Bonus Interest (2% p.a.)	Total Interest
7 Days	+RM3.85	+RM3.85	+RM7.70
30 Days	+RM16.50	+RM16.50	+RM33.00
60 Days	+RM33.00	+RM33.00	+RM66.00
90 Days	+RM49.50	+RM49.50	+RM99.00

*Based on RM10,000 balance in Bonus Pocket @ 4.00% p.a. for 3 months

Example: RM50,000 Savings

For a balance of RM50,000 with the same interest rate and tenure, you would earn:

• Accumulated base interest: RM247.50 (daily)
• Accumulated bonus interest: RM247.50 (end of 3 months)
• Total accumulated interest: RM494.28

Pros

• ✅ Competitive 4% interest rate
• ✅ PIDM protection up to RM250,000
• ✅ Digital banking convenience (GX app)
• ✅ No minimum balance requirement
• ✅ Easy setup and withdrawal
• ✅ Daily base interest credits

Cons

• ❌ Limited-time promotion (countdown active)
• ❌ Bonus interest credited at end of tenure only
• ❌ Bonus pocket capped at RM50,000
• ❌ Promotional rates may change after 3 months
• ❌ Digital-only banking (no branch support)

Best For

Short-term savers, digital-savvy users, conservative investors seeking PIDM-protected deposits, and those looking for quick returns on savings.

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